Business funding for contracts and mobilisation

Established UK limited companies and LLPs may consider external funding when a commercial event requires cash before the resulting revenue or benefit arrives. Examples include:

• Recruiting or allocating staff before contract revenue begins.
• Buying materials, stock or subcontractor capacity for delivery.
• Meeting performance bonds, deposits or mobilisation costs.
• Covering the gap between completed work, certification and payment.

These are neutral descriptions, not recommendations. The routes available depend on the company, the transaction and each provider's criteria.

Contract or mobilisation funding

Some providers consider facilities linked to qualifying contracted revenue and the costs required to deliver it.

Invoice finance

Once eligible invoices are raised, a provider may consider advancing part of their value before the customer pays.

Working-capital facility

A term or revolving facility may cover delivery costs, subject to the company's wider cash flow and provider criteria.

Asset finance

Equipment or vehicles required for the contract may be considered separately from payroll and material costs.

• The signed contract, purchase order or framework documentation.
• Mobilisation budget, delivery milestones and payment schedule.
• Customer details, termination rights and any retention provisions.
• Evidence that the company has the people, systems and experience to deliver.
• Accounts, management figures, bank statements and existing commitments.

Backed does not determine eligibility or approval. A third-party provider may consider:

• Whether the contract is signed, conditional or still at tender stage.
• Customer credit quality and concentration in one counterparty.
• The gap between paying delivery costs and receiving customer funds.
• Delivery risk, margin, contractual deductions and the company's track record.

• Map each major cash outflow against contractual payment milestones.
• Identify contingencies for delays, retentions or scope changes.
• Prepare evidence of similar contracts delivered successfully.
• Separate equipment purchases from payroll and other mobilisation costs.

Clear, current information helps a provider understand the requirement. It does not guarantee that finance will be available or determine the terms offered.

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Backed may introduce your company to one or more funding partners whose criteria may fit. Providers determine eligibility, approval, pricing and terms.

Submit a funding enquiry

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