Guides
Business finance guides for UK limited companies
Straight explanations of how UK business funding actually works — what each product does, what lenders look at, what it costs, and what tends to slow an application down.
Business funding by purpose
Start with the commercial event, then read how third-party providers may assess it. These guides describe possible routes without recommending a product.
Business funding by industry
Explore sector-specific cash-flow pressures, commercial events and information a third-party provider may ask for. Sector context does not determine eligibility.
Business finance guides
How to get a business loan in the UK
What lenders look at, the funding types available, and how to apply.
How business loans work in the UK
Terms, rates, repayments and personal guarantees explained.
Business loan calculator UK
Monthly payments, interest-only comparison and total cost before you apply.
Commercial business loans in the UK
Business lending products, what lenders assess and how to compare offers.
Business loans with bad credit
What is still fundable when the credit file is not clean.
Invoice finance explained
Turning unpaid invoices into working capital.
Merchant cash advance explained
Repaying from card takings, and when it makes sense.
Asset finance and equipment leasing
Funding vehicles, machinery and equipment over time.
Unsecured business loans in the UK
Borrowing without asset security, and what a personal guarantee means.
Business loan eligibility in the UK
Trading history, turnover, credit file and the paperwork lenders ask for.
Business loan interest rates in the UK
Annual rates, monthly rates and flat factors, compared properly.
VAT and tax loans for UK companies
Spreading a VAT or corporation tax bill across the quarter or year.
Business funding by purpose
Explore funding information by the commercial event your company needs to finance.
Business funding for stock and inventory
Supplier payments, inventory cycles and purchase-order requirements.
Business funding for equipment and machinery
Equipment purchases, replacement assets and capacity investment.
Business funding for contracts and mobilisation
Delivery costs, payroll and timing gaps around confirmed work.
Business funding for premises and fit-out
Moves, new sites, refurbishment, deposits and associated equipment.
Business funding for working capital
Defined cash-flow gaps caused by trading cycles, growth or seasonality.
Business funding for acquisitions
Acquisition consideration, transaction structure and integration costs.
Business funding by industry
Funding pressures and provider information by business model and cash-flow pattern.
Construction business funding
Contract mobilisation, materials, labour, retentions, plant and stage payments.
Manufacturing business funding
Raw materials, work in progress, machinery, stock and production capacity.
Engineering business funding
Specialist machinery, tooling, project milestones and contract delivery.
Transport and logistics business funding
Fleet, repairs, fuel, payroll, maintenance and customer payment cycles.
Wholesale and distribution business funding
Inventory, supplier deposits, purchase orders, imports and debtor cycles.
Ecommerce business funding
Inventory, marketplace payouts, seasonality, fulfilment and platform concentration.
Business funding after a bank decline
Understanding the reason, preparing carefully and considering provider criteria.
Ready to make an enquiry? Submit a funding enquiry.